Terms

Terms of use

Susman Insurance Agency operates this site, a licensed insurance agency in California (License 0B75129). It provides informational content about life insurance and a comparison tool that generates carrier quotes based on your input.

Quotes are approximations. These rates come from carriers for the rate class you indicated and are shown for information. This is not an insurance offer, a price guarantee, or a promise of acceptance. The final premium, rate class and whether you're approved are all determined by underwriting after you apply.

No insurance is bound by this website. Requesting a quote, submitting an application, or sending a contact message does not create coverage. You have coverage when a carrier issues a policy, you approve it, and you pay.

What's available. Product types, which companies quote, and pricing all change based on your location and your details and are subject to change at any time. This site provides quotes to California residents.

Not advice. All content here is general-information material and should not be treated as legal advice, tax guidance or personal financial advice. Run anything important by a professional.

Third-party application platform. The application page embeds a third-party application system operating under its own separate terms of service.